📘 How to Use the Emergency Fund Calculator

This calculator helps you determine how much you should save in an emergency fund based on your monthly expenses and your preferred safety cushion (in months).

Steps:

• Enter your average monthly expenses (housing, food, transportation, etc.).
• Enter the number of months you want your emergency fund to cover.
• Click “Calculate” to see your recommended emergency fund amount.

Example: If your monthly expenses are $3,000 and you want to cover 6 months, you should save $18,000 in your emergency fund.