💵 Extra Monthly Amount ($):
The amount of extra money you can allocate each month toward either debt or investments.

💳 Debt Interest Rate (%):
The annual interest rate on your current debt (e.g., credit cards, student loans, etc.).

📈 Expected Investment Return Rate (%):
The projected annual return you expect from investing your money (e.g., stock market average of 7%).

⏳ Time Horizon (Years):
The number of years you want to project this strategy over. A typical range is 5–30 years.